Kalamazoo, Portage and Paw Paw real estate and homes for sale in Michigan - Todd Bradfield and Team, REALTORS® Todd Bradfield and Team REALTORS(r) for Kalamazoo, Portage and Paw Paw, Michigan real estate - NUMBER1EXPERTS™ Todd Bradfield and Team NUMBER1EXPERTS(tm) for Kalamazoo, Portage and Paw Paw, Michigan real estate
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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What is the most common street name in the US?

A 
Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Todd Bradfield and Team, REALTORŪ, real estate agents and broker for Kalamazoo, Portage and Paw Paw Michigan home listings, property and land for sale - NUMBER1EXPERT(tm)

Todd Bradfield and Team
Prudential Preferred REALTORS

5839 Oakland Drive
Portage, MI 49024
Office: 269-488-5355
Cell: 269-998-6920
269-344-5284
toddbradfield@pprmi.com

Before, during and after the closing -- throughout the entire process, my support team and I are always available to serve our clients. You will find us loyal, honest, straightforward, hardworking, detail-oriented, committed to excellence, and dedicated to serving you. We can help you with ALL your real estate needs. Contact our office for information or assistance if you are buying or selling in the Kalamazoo, Paw Paw, Mattawan, Portage, Richland or surrounding areas.

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