Meet Todd Bradfield and Team  I have worked hard to become a top agent at RE/MAX. My accomplishments include being a member of the Presidents Club, 100% Club, and Platinum Club. Backed by a strong support team, our focus is to be committed to excellence and dedicated to your needs, always serving you with a strong work ethic, and being efficient and effective. My background in real estate began in mortgage lending which has allowed me to work effectively with clients and get them the best possible value with a smooth transaction whether buying or selling. When it comes to real estate, my team and I are known for getting the job done, aided by our superb marketing strategies, follow up and tenacity. We want to help you whether it be new construction or the resale of an existing home. We helped many satisfied families make their real estate dreams a reality. Before, during and after the closing -- throughout the entire process, my support team and I are always available to serve our clients. You will find us loyal, honest, straightforward, hardworking, detail-oriented, committed to excellence, and dedicated to serving you. We can help you with ALL your real estate needs. Contact our office for information or assistance if you are buying or selling in the Kalamazoo, Paw Paw, Mattawan, Portage, Richland or surrounding areas. 
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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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What are the three most common environmental toxins for which homes are tested?
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Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts. |
See More Real Estate Trivia > |
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